Terms of Service

LAST UPDATED: AUG 15, 2020

Emaan Central (hereinafter collectively referred to as “Emaan Central,”, “Emaan”, “us,” “we,” “our,” or “Company”), has created the following terms of service (“Terms of Service” or “Agreement”) to apply to all users and clients of this website (“Site”), mobile applications (“App”), and all digital assets contained or offered therein (collectively, our “Services”).

Accepting the Terms
Privacy and your Personal Information
Description of the Services
Account Information from Third Party Sites
Earning Rewards – Notice of Financial Incentives
Qualifying Transactions
Redemption of Emaan coins
Expiration, Inactivity & Cancellation
Modification and Termination of the Rewards Program and Benefits
Third-Party Links
Your Registration Information
Your Use of the Service
Fees and Taxes
User Content
Use With Your Mobile Device
Online and Mobile Alerts
Intellectual Property Rights
Acceptable Use, Access and Interference
Social Media Sites
Disclaimer of Representations and Warranties
Limitations on Emaan Central’s Liability
Your Indemnification of Emaan
Ending your Relationship with Emaan
Modifications
Referral Program
Contact Us

1. Accepting the Terms

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. BY ACCESSING OR USING THE SITE, APP OR THE SERVICES, YOU AGREE TO BE BOUND BY THE TERMS OF SERVICE. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF SERVICE, YOU MAY NOT ACCESS OR USE THE SITE, APP OR THE SERVICES. You may not use the Site App or the Services, or accept these Terms of Service, if (a) you are not of legal age to form a binding contract with Emaan Central or (b) you are prohibited by law from receiving or using the Services.

These Terms of Service are written in the English language. We do not guarantee the accuracy of any translated versions of these Terms of Service. To the extent any translated versions of these Terms of Service conflict with the English language version, the English language version of these Terms shall control. Emaan Central may modify any aspect of these Terms of Service from time to time. Any and all changes to these Terms of Service will be posted on the emaancentral.com site. The Terms of Service will always indicate the date it was last revised. When you use the Services after those changes are posted, you are deemed to have accepted the new Terms of Service and agree to be bound by any changes to the Terms of Service.

2. Privacy and your Personal Information

For information about Emaan Central’s personal information practices, please read our Privacy Policy, which is hereby incorporated into these Terms of Service. This policy explains how we treat your personal information (as defined by the Privacy Policy) when you use the Site, App and Services. The policy may be updated from time to time. Changes will be effective upon posting to the Site.

3. Description of the Services

Emaan Central’s Emaan app is an intelligent mobile-first rewards platform designed to help innovative and aspirational brands acquire, retain and engage with customers. Emaan users browse categorized lists of offers to discover and spend with brands and merchants. Emaan is a platform designed for all Muslims to earn Emaan coins for interacting with our app or services and redeem them for relevant rewards and experiences. Emaan coin is not a real world currency but an in-app virtual currency used only within our app or our services.

4. Account Information from Third Party Sites

Users may direct Emaan Central to retrieve their information maintained online by third parties with which they have a relationship, maintain an account or engage in financial transactions (“Account Information”), including, without limitation, bank account information.

Emaan Central cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. Emaan Central cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalization settings. Information may be more up-to-date when obtained directly from the relevant sites. You can update your Account Information through the Services, in the manner prescribed in the associated instructions.

5. Earning Emaan Coins – Notice of Financial Incentives

To begin earning Emaan coins, you must download the App and follow the enrollment instructions, including by signing up using a valid email address or via other available sign in methods. Emaan Central exclusions may apply and Emaan Central reserves the right to determine in its sole discretion whether a user is qualified to participate and earn Emaan coins. Only individuals who are at least 18 years old, and who provide valid and accurate personal information when enrolling are eligible to earn rewards. Corporations and other entities are not eligible. Individuals under the age of 18 are not eligible. Emaan Central has the right to block any of its users from redeeming the Emaan coins. This could be due to fraud or any other reasons. We do not disclose why a user is blocked from redeeming Emaan coins and you cannot take any legal action regarding this matter. But you have the right to stop using our apps and services.

By using Emaan Central’s Services, you will have the opportunity to earn Emaan coins based on actions that you may take or transactions that you may conduct as described in a particular offer (“Emaan Offer” or “Emaan Central Offer”) made by Emaan Central, by a Emaan Central merchant or by another third party via the Site or App . Emaan Central Offers and rewards may be subject to additional terms, conditions and restrictions that are set by us, a merchant or third party. Such terms, conditions and restrictions may updated, modified, suspended, or cancelled at any time without notice to you. If there is a conflict between these Terms and the terms and conditions of any Emaan Central Offer, unless explicitly provided otherwise in these Terms, the Emaan Central Offer terms and conditions will control. Emaan Central Offers are not transferable. Emaan Central Offers may not be made available to all users.

The applicable merchant determines whether you have satisfied the conditions of the Emaan Offer. Emaan Central does not control the merchants and is bound by their decisions. If you disagree with any merchant’s decision, you may dispute that issue directly with the merchant but agree that we and our technology partners have no liability to you for such claim or with respect to any other dispute or interaction between you and the merchant.

Coins are earned as described in a Emaan Central Offer, and when made on an eligible purchase are based on your net purchase amount, which excludes taxes, fees, shipping, gift-wrapping, discounts or credits, returns or cancellations, and extended warranties. Coins are not transferable. Different accounts cannot be combined, and no joint accounts are permitted. Rewards, user accounts, and benefits are non-transferrable. Purchases of gift cards do not qualify for rewards. Purchases of other categories of products and/or services may not qualify for rewards as determined by Emaan Central in its sole discretion and as required by law (and notwithstanding any inconsistent terms and conditions contained in a Emaan Central Offer). Coin amounts may vary by merchant, store and product category and may contain exclusions in the terms of the offer and/or the applicable store page. Please review these terms carefully.

You may not set up multiple accounts for yourself, your family members and other affiliates, impersonate or use another person’s account, or use any manual or automated means (such as for example, a macro, script, ‘bot, use of a ‘click farm’, etc.), or engage in any other behavior or use of our products that is inconsistent with their normal and intended use, to circumvent these restrictions. If we or a merchant determine that you attempted to earn coins using such methods or any other fraudulent or deceptive means, we reserve the right to cancel any and all of your coins, terminate your user account, and/or report you to the authorities. We reserve the right to investigate any transaction or activity that we believe, in our sole discretion, is abusing or has abused any Emaan Central Offer, reward or other promotion that we or any third party may provide through us.

We do not warrant the accuracy of timeliness of the information displayed via the Site, App or the Services. Descriptions of Emaan Offers may include inaccuracies or typographical or other errors. You agree that neither we nor the merchant/partner(s) are responsible for such errors and that both we and the merchant reserve the right to correct them when they are discovered. We and our merchants/partners reserve the right to cancel all transactions affected by such errors, refund and cancel all coins associated with such transactions, without any liability to you.

6. Qualifying Transactions

Emaan Central needs to protect the program for all users by ensuring that Emaan coins are earned for legitimate actions determined by us. Emaan users are limited to earning a maximum of 20 Emaan coins per day. Emaan Central maintains the right to review the accrual of coins and to determine, in Emaan Central’s absolute discretion, if certain transactions qualify for Emaan Central Offers. We may also disable accounts that engage in repeated non-Qualifying Transaction activity. Not all Qualifying Transactions may be eligible for coins if we are unable to obtain certain transaction information from the payment card network associated with your Account Information.

Without limiting any of the other terms of this Agreement, if you return, chargeback, cancel, dispute, or otherwise request a refund for a Qualifying Transaction for which you have already received coins, we will reduce the balance of coins in your account by the amount of coins you received for such transaction. If the balance of coins in your account is less than the amount of coins you received for such a transaction, we will offset the applicable number of coins from the coins you would otherwise receive for future qualifying actions. It is your responsibility to check your account regularly to ensure that coins have been properly credited and that your account balance is accurate. Should you disagree with any adjustments made to your account, your sole remedy is to cease use of the Site, App and the Services.

7. Redemption of Emaan Coins

Emaan coins are valid and redeemable via the App. Emaan coins have no cash, monetary or other value and cannot be converted into any currency. Emaan coins may be redeemed for various rewards that we make available, and that may change, from time to time. The representative value of Emaan coins will be applied against the pre-tax purchase amount (i.e., excluding taxes, fees, and shipping and handling charges). The maximum amount of Emaan coins that can be redeemed for rewards on any calendar day is 250,000.

You may use our App to redeem coins for the rewards that we make available. You may redeem coins in accordance with such terms and conditions and upon payment of such fees as we may determine at any time. You will be responsible for paying all taxes, fees, and any applicable shipping and handling charges or other fees. Emaan coins are not transferable and may not be combined with other promotions or other discounts. The number of coins recorded in your account and the number of coins required to obtain any particular reward are subject to verification by us. Once a reward has been requested or redeemed by a user, no changes, refunds or return of coins are permitted for any reason. Emaan is not responsible for lost or stolen coins or rewards. All rewards are offered subject to availability and restrictions imposed by the reward suppliers. We assume no responsibility for any loss, damage, defect, injury, death or expense relating to any reward or rewards processing or shipment, or for your rewards not turning out as you expected for whatever reason. If any Emaan coins or rewards are believed to have been sold, exchanged, or obtained fraudulently, or issued to someone other than the registered user of the applicable account, those coins or rewards will be void and will not be honored.

You are responsible for all taxes applicable to any amounts payable to us. We will determine the applicable taxes on the basis of the province in which you reside, as shown in our records at time of payment.

You can check your Emaan coins balance by logging into your Emaan account on the App. A valid Emaan account is required to check your coins balance. Emaan Central will attempt to credit accounts with coins on a timely basis. Emaan Offers may indicate that coins will be accrued immediately upon a Qualifying Purchase or, on the other hand, after additional requirements are satisfied (for example, after a purchased product refund period has expired or after purchased travel has been completed). Emaan coins will accrue as described in a Emaan Offer, and may take several days to be updated to your account upon such accrual. Any claim for coins not credited accurately must be received by Emaan within 30 days of the date on which the user claims the coins should have been accrued. Emaan will have no liability for any failure, delay, or error in crediting coins to your account.

8. Expiration, Inactivity & Cancellation

Emaan is free to use, however, we do deduct coins for inactive accounts. An account is considered to be “inactive” if you do not open the Emaan app (while logged-in to Emaan) during a six (6) month period. If an account is deemed to be inactive, Emaan will deduct 2,500 Emaan coins each month (“Inactive Account Deductions”) from your account until (i) the account is deemed active or (ii) your Emaan coins balance is zero. Inactive Account Deductions are nonrefundable.

If your account is terminated or disabled for any reason, including but not limited, to multiple attempts at non-Qualifying Transactions or other fraudulent activity, then your existing Emaan coins will be forfeited and any further transactions which might otherwise earn you Emaan coins will not be deemed to be applicable.

You may cancel your account and participation in the rewards program by contacting Emaan at emaancentral@gmail.com with such request. All unredeemed coins will be forfeited immediately upon cancellation and may not be reinstated or transferred.

Emaan Central may cancel your accumulated coins, suspend your benefits, or cancel your account at any time with immediate effect and without written notice, for any reason and in Emaan Central’s sole discretion, including in instances where Emaan Central believes that you have (i) acted in a manner inconsistent with applicable laws or regulations, (ii) failed to pay Emaan Central or its merchants/partners amounts due, (iii) acted in an inappropriate, fraudulent, abusive, or hostile manner, (iv) breached or violated any of these Terms of Service, or (v) engaged in any misconduct or wrongdoing in connection with the Site, App or Services. Nothing contained in these Terms of Service will limit Emaan Central in the exercise of any legal or equitable rights or remedies.

Emaan coins and other related benefits and services are the sole property of Emaan Central, and are not the property of the users. coins have no cash value and Emaan Central will not compensate or pay cash, cash equivalent, or credit for any forfeited or unused coins.

Whether you may re-enroll in the Services after a termination is at Emaan Central’s sole discretion. In any event, previously earned coins that were forfeited will not be credited to you.

9. Modification and Termination of the Rewards Program and Benefits

Emaan Central may change or terminate the rewards program, associated coins or other rewards and benefits at any time, for any reason and without notice. Emaan Central may make changes that affect, without limitation, processes, benefits, levels, rules for earning and redeeming coins, coin redemption levels, rules for the use of coins, availability of coins, reward types, availability of Emaan Offers, and participation in the rewards program and program benefits.

Emaan may terminate the rewards program with two week’s advance notice to all active users. At Emaan Central’s sole discretion, Emaan may choose to substitute a similar rewards program at any time immediately upon notice to active users. A user may not accumulate or redeem coins or any other benefits after the termination of the program. If the program is terminated, upon termination, all unredeemed coins will be forfeited without any obligation or liability, and coins claims will no longer be honored. Emaan Central may terminate the program in whole or in part, in any jurisdiction, on less than two week’s notice if required to do so by applicable law, as determined by Emaan Central in its reasonable discretion.

All rewards program benefits, offers, rewards, and services are subject to availability and may be changed at any time without notice. By accepting rewards program benefits, offers, rewards, and services, including coins, each user acknowledges that he or she is responsible for determining whether he or she is eligible to receive the benefits, offers, rewards, or services (including coins) under applicable laws, gift policies, and incentive policies. At any time and in Emaan Central’s sole discretion (including where a user was not eligible to earn certain coins according to these Terms of Service), Emaan may correct the amount of coins shown as credited to a user’s account.

10. Third-Party Links

Some parts of the Services are supported by sponsored links from advertisers and display Emaan Offers that may be custom matched to you based on information stored in the Services, queries made through the Services or other information.

Emaan Central may, in connection with Emaan Offers and otherwise, provide links from the Site, the App and the Services to other websites belonging to Emaan advertisers and other third parties. If you use these links, you may leave Emaan Central’s Site, App and Services. Emaan Central provides these links to you as a convenience, and we do not verify, make any representations or take responsibility for such third party sites, including, without limitation, the truthfulness, accuracy, quality or completeness of the content, services, links displayed and/or any other activities conducted on or through such third party sites. Emaan Central does not endorse or guarantee the products or services available through the Emaan Offers (or any other third-party products or services advertised on or linked from our site), whether or not sponsored, and Emaan Central is not an agent or broker or otherwise responsible for the activities or policies of those web sites.

If you elect to use or purchase services from third parties, you do so entirely at your own risk and are subject to their terms and conditions and privacy policy. YOU AGREE THAT EMAAN CENTRAL WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY GOODS, SERVICES, INFORMATION, RESOURCES AND/OR CONTENT AVAILABLE ON OR THROUGH ANY THIRD PARTY SITES AND/OR THIRD PARTY DEALINGS OR COMMUNICATIONS, OR FOR ANY HARM RELATED THERETO, OR FOR ANY DAMAGES OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH YOUR USE OR RELIANCE ON THE CONTENT OR BUSINESS PRACTICES OF ANY THIRD PARTY.

11. Your Registration Information

In order to use the Services, you will need to sign up for an account with Emaan by providing your email address (“LoginID”) and other requested information. Once you submit the required registration information, we alone will determine whether or not to approve your proposed account. We may use the information you provide to verify your identity when you contact us. You authorize us to make any inquiries we consider necessary to validate your identity. If you do not provide the requested information or Emaan Central cannot verify your identity, we may refuse to allow you to use the Services. For so long as you use the account, you agree to provide true, accurate, current, and complete information which can be accomplished by logging into your account and making relevant changes.

You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your LoginID, allows you to access the Site, App and Services. That LoginID and password, together with any mobile number or other information you provide form your “Registration Information.” By using the Site, App and/or Services, you agree to receive all required notices electronically, either through the Services by displaying links to notices or via notices sent to your LoginID. It is your responsibility to update or change your LoginID, as appropriate. Email notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the e-mail or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser. These electronic communications may include notices about applicable fees and charges, transactional information and other information concerning or related to the Site, App or Services. These electronic communications are part of your relationship with us. You agree that any notices, agreements, disclosures or other communications that we send you electronically will satisfy any legal communication requirements, including that such communications be in writing.

You are responsible for complying with these Terms of Service when you access and use the Site, App and Services. Because it is your account, it is your job to obtain and maintain all equipment and services needed for access to and use the Services as well as to pay any related charges. It is also your responsibility to maintain the confidentiality of your account. If you become aware of any unauthorized use of your Registration or Account Information for the Services, you agree to notify Emaan Central immediately at the email address emaancentral@gmail.com. In addition, if you believe that your Registration or Account Information or device that you use to access the Services has been lost or stolen, that someone is using your account without your permission has occurred, you must notify Emaan Central immediately in order to minimize possible losses.

12. Your Use of the Services

Your right to access and use the Site, App and the Services is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use the Site, App and Services for lawful purposes. You must provide true, accurate, current and complete information. If you do not do this, the accuracy and effectiveness of the Services will be affected and you may not be able to use the Services. You represent that you are a legal owner of, and that you are authorized to provide us with, all Registration and Account Information and other information necessary to facilitate your use of the Services.

Your access and use of Services may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Services or other actions that Emaan Central, in its sole discretion, may elect to take. In no event will Emaan Central be liable to any party for any loss, cost, or damage that results from any scheduled or unscheduled downtime.

Your sole and exclusive remedy for any failure or non-performance of the Services, including any associated software or other materials supplied in connection with such services, shall be for Emaan Central to use commercially reasonable efforts to effectuate an adjustment or repair of the applicable service.

From time to time, Emaan Central may include new and/or updated pre-release features and trial use (“Preview” features) in Services for your use and which permit you to provide feedback. You understand and agree that your use of Preview features is voluntary and Emaan Central is not obligated to provide you with any Preview features or to incorporate any Preview features into future general releases. Furthermore, if you decide to use the Preview features you agree to abide by any rules or restrictions Emaan Central may place on them. You understand that once you use the Preview features, you may be unable to revert back to the earlier version of the same or similar feature. Additionally, if such reversion is possible, you may not be able to return or restore data created within the Preview feature back to the earlier version. The Preview features are provided on an “as is” basis and may contain errors or inaccuracies that could cause failures, corruption or loss of data and/or information from any connected device. You acknowledge and agree that all use of the Preview features is at your sole risk.

13. Fees and Taxes

Emaan Central currently charges no fees for access and use of the Site or Services, but we reserve the right to charge such fees for the Services. We will notify you before charging any fees for the Services by email, by posting information about such fees on the Site, as applicable, or by any other method permitted by applicable law. If you continue accessing or using the Site and/or Services after such notice, you must pay all applicable fees.

You may be taxed on your receipt or redemption of coins, other considerations (merchandise, travel, prizes from a contest, etc.) depending on applicable tax laws. You acknowledge and agree that you are solely responsible for any and all tax liability arising out of your use of the Site, App and Services and any consideration you receive as a result thereof. You are also responsible for making all applicable disclosures to third parties.

Any unspecified expenses related to the enrollment or use of the Services, including without limitation the rewards program, are solely the user’s responsibility. Emaan Central will not be liable for any tax liability, duty, or other charges in connection with the issuance of coins or any other Service or rewards program benefits.

14. User Content

You are responsible for any information, opinions, messages, comments, photos, videos, graphics, sounds and other content or material that you submit, upload, post or otherwise make available on or through the Site or Services (“User Content”). We do not guarantee that you will be able to edit or delete any User Content you have submitted.

By submitting any User Content, you are promising us that:

You own all rights in your User Content (including, without limitation, all rights to the reproduction and display of your User Content) or, alternatively, you have acquired all necessary rights in your User Content to enable you to grant to us the rights in your User Content as described in these Terms;
You have paid and will pay in full all license fees, clearance fees, and other financial obligations, of any kind, arising from any use or commercial exploitation of your User Content;
Your User Content do not infringe the copyright, trademark, patent, trade secret, or other intellectual property rights, privacy rights, or any other legal or moral rights of any third party;
You voluntarily agree to waive all “moral rights” that you may have in your User Content;
Any information contained in your User Content is not known by you to be false, inaccurate, or misleading;
Your User Content does not violate any law (including, but not limited to, those governing export control, consumer protection, unfair competition, anti-discrimination, or false advertising);
Your User Content is not, and may not reasonably be considered to be, defamatory, libelous, hateful, racially, ethnically, religiously, or otherwise biased or offensive, unlawfully threatening, or unlawfully harassing to any individual, partnership, or corporation, vulgar, pornographic, obscene, or invasive of another’s privacy;
You were not and will not be compensated or granted any consideration by any third party for submitting your User Content;
Your User Content does not incorporate materials from a third-party website, or addresses, email addresses, contact information, or phone numbers (other than your own);
Your User Content does not contain any viruses, worms, spyware, adware, or other potentially damaging programs or files;
Your User Content does not contain or constitute any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation.

We may, but are not obligated to, pre-screen User Content or monitor any area of the Site or Services through which User Content may be submitted. We are not required to host, display, or distribute any User Content on or through the Site or Services and may remove at any time or refuse any User Content for any reason. We are not responsible for any loss, theft, or damage of any kind to any User Content.

15. Use With Your Mobile Device

Emaan Central distributes mobile applications that permit you to access Services via a mobile device (“Mobile Applications”). To use the Mobile Application you must have a mobile device that is compatible with the Mobile Application. We do not warrant that the Mobile Application will be compatible with your mobile device. We hereby grant to you a non-exclusive, non-transferable, revocable license to use an object code copy of the Mobile Application for one registered account on one mobile device owned or leased solely by you, for your personal use. You may not: (i) modify, disassemble, decompile or reverse engineer the Mobile Application, except to the extent that such restriction is expressly prohibited by law; (ii) rent, lease, loan, resell, sublicense, distribute or otherwise transfer the Mobile Application to any third-party or use the Mobile Application to provide time sharing or similar services for any third-party; (iii) make any copies of the Mobile Application; (iv) remove, circumvent, disable, damage or otherwise interfere with security-related features of the Mobile Application, features that prevent or restrict use or copying of any content accessible through the Mobile Application, or features that enforce limitations on use of the Mobile Application; or (v) delete the copyright and other proprietary rights notices on the Mobile Application. You acknowledge that we may from time to time issue upgraded versions of the Mobile Application, and may automatically electronically upgrade the version of the Mobile Application that you are using on your mobile device. You consent to such automatic upgrading on your mobile device, and agree that these Terms of Service will apply to all such upgrades. The foregoing license grant is not a sale of the Mobile Application or any copy thereof, and we and our third-party licensors or suppliers retain all right, title, and interest in and to the Mobile Application (and any copy of the Mobile Application). Standard carrier data charges may apply to your use of the Mobile Application and you agree that you are solely responsible for such charges, including any applicable changes, updates and fees as well as the terms of your agreement with your mobile device and telecommunications provider. EMAAN CENTRAL MAKES NO WARRANTIES, CONDITIONS OR REPRESENTATIONS OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED AS TO: (i) THE AVAILABILITY OF TELECOMMUNICATION SERVICES FROM YOUR PROVIDER AND ACCESS TO THE SERVICES AT ANY TIME OR FROM ANY LOCATION; (ii) ANY LOSS, DAMAGE, OR OTHER SECURITY INTRUSION OF THE TELECOMMUNICATION SERVICES; AND (iii) ANY DISCLOSURE OF INFORMATION TO THIRD PARTIES OR FAILURE TO TRANSMIT ANY DATA, COMMUNICATIONS OR SETTINGS CONNECTED WITH THE SERVICES.

16. Online and Mobile Alerts

Emaan Central may from time to time provide automatic alerts and voluntary account-related alerts. Automatic alerts may be sent to you following certain changes to your account or information, such as a change in your Registration Information.

Voluntary account alerts may be turned on by default as part of the Services. They may then be customized, deactivated or reactivated by you. These alerts allow you to choose alert messages for your accounts. Emaan Central may add new alerts from time to time, or cease to provide certain alerts at any time upon its sole discretion. Each alert has different options available, and you may be asked to select from among these options upon activation of your alerts service.

You understand and agree that any alerts provided to you through the Services may be delayed or prevented by a variety of factors. Emaan may make commercially reasonable efforts to provide alerts in a timely manner with accurate information, but cannot guarantee the delivery, timeliness, or accuracy of the content of any alert. EMAAN CENTRAL SHALL NOT BE LIABLE FOR ANY DELAYS, FAILURE TO DELIVER, OR MISDIRECTED DELIVERY OF ANY ALERT; FOR ANY ERRORS IN THE CONTENT OF AN ALERT; OR FOR ANY ACTIONS TAKEN OR NOT TAKEN BY YOU OR ANY THIRD PARTY IN RELIANCE ON AN ALERT.

Electronic alerts will be sent to the email address you have provided as your primary email address for the Services. If your email address or your mobile device’s email address changes, you are responsible for informing us of that change. Because alerts are not encrypted, we will never include your passcode. However, alerts may include your Login ID and some information about your account.

17. Intellectual Property Rights

The contents of the Site, App and Services, including its “look and feel” (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under the laws of Canada, the United States, and other applicable countries. Such content belongs or is licensed to Emaan Central or its software or content suppliers. Emaan Central grants you the right to view and use the Services subject to these Terms of Service. You may download or print a copy of information for the Services for your personal, internal and non-commercial use only. Any other distribution, reprint or electronic reproduction of any content from the Services in whole or in part for any other purpose is expressly prohibited without our prior written consent. You agree not to use, nor permit any third party to use, the Site or the Services or content in a manner that violates any applicable law, regulation or this Agreement.

As between you and Emaan Central, all right, title and interest in the User Content and all intellectual property rights therein, belong to and are retained by you. Emaan Central shall have the royalty- free, perpetual and irrevocable and worldwide right to collect, store, retain, analyze and process User Content relating to you for the purposes of performing our and our merchants’ obligations with respect to the Services and in connection with the provision of the Site, App and Services to other users. In addition, we may monitor your use of the Services and use data and information related to such use and User Content in an aggregate and anonymous manner, including to compile statistical and performance information related to the provision and operation of the Services (“Aggregated Statistics”). As between you and Emaan Central, all right, title and interest in the Aggregated Statistics and all intellectual property rights therein, belong to and are retained solely by Emaan Central. We may (a) make such Aggregated Statistics publicly available, and (b) use such information to the extent and in the manner required by applicable law or regulation and for purposes of data gathering, analysis, service enhancement and marketing, provided that such data and information does not identify you.

The Site, App and Services include registered and unregistered trademarks that belong to Emaan Central. Other trademarks, names and logos found in the Site, App and Services are the property of their respective owners.

If you send or transmit any communications, comments, questions, suggestions, or related materials to Emaan Central whether by letter, email, telephone, or otherwise (collectively, “Feedback”), suggesting or recommending changes to any part of the Site or Services, including, without limitation, new features or functionality relating thereto, all such Feedback is, and will be treated as, non-confidential and non-proprietary. You hereby assign all right, title, and interest in, and Emaan Central is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Feedback, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Feedback. To the extent the foregoing assignment of rights, title and interest in and your Feedback is prohibited by applicable law, you hereby grant Emaan Central a non-exclusive, perpetual, irrevocable, royalty-free, fully paid-up, worldwide license (including the right to sublicense through multiple tiers) to (a) to fully use, practice and exploit those non-assignable rights, title and interest, including, but not limited to, the right to use, reproduce, adapt, publicly perform, publicly display, modify, prepare derivative works, publish, transmit and distribute your Feedback, or any portion thereof, in any form, medium or distribution method now known or hereafter existing, known or developed, for any purpose, and to develop, manufacture, have manufactured, license, market, and sell, directly or indirectly, products and services using such Feedback; and (b) authorize any such use by others of your Feedback, or any portion thereof, in the same manner. You understand and agree that Emaan Central is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Feedback, and you have no right to compel such use, display, reproduction, or distribution.

Emaan Central respects the intellectual property rights of others and encourages you to do the same. Accordingly, we have a policy of removing User Content that violates intellectual property rights of others, suspending access to the Services (or any portion thereof) to any user who uses the Services in violation of someone’s intellectual property rights, and/or terminating in appropriate circumstances the account of any user who uses the Services in violation of someone’s intellectual property rights.

18. Acceptable Use, Access and Interference

To be clear, Emaan permits your use of the Site, App and Services only for non-commercial and personal purposes. Any other use of the Site and/or Service is prohibited and, therefore, constitutes unauthorized use. This is because as between you and us, all rights in the Site and Service remain Emaan Central’s property.

Unauthorized use of the Site and/or Service may result in violation of various Canadian and international copyright laws. Unless you have written permission from us stating otherwise, you are not authorized to use the Site, Services or any part thereof in any of the following ways (these are examples only and the list below is not a complete list of everything that you are not permitted to do):

In conjunction with any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Services or any portion of the Services, without Emaan Central’s express written consent, which may be withheld in Emaan Central’s sole discretion;
In conjunction with any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the services, other than the search engines and search agents available through the Services and other than generally available commercially available web browsers;
To post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of the Services;
To attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Services.
In a manner that modifies, publicly displays, publicly performs, reproduces or distributes any part of the Site or Services;
In a manner that violates any local, state, national, foreign, or international statute, regulation, rule, order, treaty, or other law;
To stalk, harass, or harm another individual;
To impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity;
To interfere with or disrupt the Services or the servers or networks connected to the Services; or
To attempt to gain unauthorized access to any portion of the Services or any other accounts, computer systems, or networks connected to the Services, whether through hacking, password mining, or any other means.

19. Social Media Sites

Emaan Central may provide experiences on social media platforms such as Facebook®, Instagram ® Twitter® and LinkedIn® that enable online sharing and collaboration among users who have registered to use them. Your use of such platforms and your posting of any content on such platforms, such as pictures, information, opinions, or any personal information that you make available to other participants on these social platforms, is subject to the terms of use and privacy policies of those platforms. Please refer to those social media platforms to better understand your rights and obligations with regard to such content.

20. Disclaimer of Representations and Warranties

THE SITE, SERVICES, INFORMATION, DATA, FEATURES, AND ALL CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE SERVICES OR PROVIDED THROUGH THE SERVICES (WHETHER OR NOT SPONSORED) ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. EMAAN CENTRAL, ITS AFFILIATES, AND ITS THIRD PARTY PROVIDERS, LICENSORS, DISTRIBUTORS OR SUPPLIERS (COLLECTIVELY, “SUPPLIERS”) MAKE NO REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITE OR OF THE SERVICES. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK.

NEITHER EMAAN CENTRAL OR ITS SUPPLIERS MAKE ANY REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE SITE OR OF THE SERVICES (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS. NEITHER EMAAN CENTRAL OR ITS SUPPLIERS MAKE ANY REPRESENTATION, WARRANTY, CONDITION OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICES IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH JURISDICTIONS LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTION 15 MAY NOT APPLY TO YOU

21. Limitations on Emaan Central’s Liability

EXCEPT WHERE PROHIBITED BY LAW, WHICH MAY INCLUDE THE PROVINCE OF QUEBEC, BUT TO THE MAXIMUM EXTENT PERMITTED BY LAW, EMAAN CENTRAL SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, LOSS OF PROFIT, REVENUE OR BUSINESS, OR FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO THE SITES, YOUR USE OF THE SERVICES, THE SITE OR THIS AGREEMENT, EVEN IF EMAAN CENTRAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE MAXIMUM AGGREGATE LIABILITY THAT WE, OUR TECHNOLOGY PARTNERS AND OUR MERCHANTS MAY HAVE TO YOU FROM ANY CLAIMS YOU MAY HAVE REGARDING ANY REWARDS IS LIMITED TO A LIFETIME AMOUNT OF $500 CAD, WHETHER IN A SINGLE CLAIM OR MULTIPLE CLAIMS. YOU MAY NOT CIRCUMVENT THIS LIMITATION BY CREATING MULTIPLE ACCOUNTS, MEMBERSHIP OR THE LIKE. IF YOU ARE A NEW JERSEY RESIDENT, THIS LIMITATION OF LIABILITY SECTION IS TO BE ONLY AS BROAD AND INCLUSIVE AS IS PERMITTED BY THE LAW OF THE STATE OF NEW JERSEY.

22. Your Indemnification of Emaan Central

You agree to indemnify and hold harmless Emaan Central and its officers, directors, shareholders, and employees, from and against all claims, suits, proceedings, losses, liabilities, and expenses, whether in tort, contract, or otherwise, that arise out of or relate, including but not limited to reasonable legal fees, in whole or in part arising out of or attributable to your breach of this Agreement, the Site or your use of the Services.

23. Ending your Relationship with Emaan Central

This Agreement will continue to apply until terminated by either you or Emaan Central as set out below. If you want to terminate your legal agreement with Emaan Central, you may do so as follows:

To close your account for Emaan, please email emaancentral@gmail.com. Once your account has been deleted, your Emaan coin balance will be forfeited and will no longer be accessible.

Emaan Central may at any time, terminate its legal agreement with you and access to the Services:

if you have breached any provision of this Agreement (or have acted in a manner which clearly shows that you do not intend to, or are unable to comply with the provisions of this Agreement);
if Emaan Central in its sole discretion believes it is required to do so by law (for example, where the provision of the Service to you is, or becomes, unlawful); or
for any reason and at any time with notice to you.

You acknowledge and agree that Emaan Central may immediately deactivate or delete your account and all related information and files in your account and/or prohibit any further access to all files and the Services by you. Further, you agree that Emaan Central shall not be liable to you or any third party for any termination of your access to the Services.

24. Modifications

Emaan Central reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site or Services with or without notice. If you do not agree to the changes after receiving a notice of the change to the Services, you may stop using the Services. Your use of the Services, after you are notified of any change(s) will constitute your agreement to such change(s). Participation in Services and benefits are offered at the sole discretion of Emaan Central. Emaan Central reserves the right, at its sole discretion, to limit, suspend, cancel, discontinue, terminate, change, amend, or modify the rewards program, in whole or in part, at any time and without notice to users (including Emaan Central’s right to expire coins, adjust the amount of coins earned for each whole net dollar in purchases made, or modify reward levels or reward benefits). Emaan Central reserves the right to terminate or suspend participation or accumulated coins due to fraud or misuse, breach of these Terms of Service, and for any other reason identified in these Terms of Service. The rewards program is void where prohibited by law.

25. Referral Program

Emaan Central may provide you with the opportunity to invite eligible friends and family members (each, an “Invitee”) to create an account with Emaan (the “Emaan Referral Program”) and may offer Emaan coins when you successfully refer an eligible Invitee to Emaan through the Referral Program. To be eligible to participate in the Referral Program (as a referrer or an Invitee) you must be eligible to earn Emaan coins under these Terms of Service. A qualified referral requires that the Invitee (a) download the Emaan app and register as a Emaan user using your custom referral link or other methods supplied by Emaan that allow for tracking of referrals, (b) is a new Emaan customer (who has not previously had a Emaan account), (c) completes the Emaan account registration process, (d) is 18 years of age or older, resides in the United States, and is otherwise eligible to earn Emaan coins under these Terms of Service.

By participating in the Referral Program, you agree to allow us to communicate with your Invitees about your participation in the Referral Program (for example, by disclosing to them that you are a customer of Emaan and/or that an invitation was sent by you).

The following is a non-exhaustive list of activities that are expressly prohibited under the Referral Program, and that are not eligible for Emaan coins:

Spam, bulk distribution of invitations, invitations to strangers, sending more than one Referral Program invitation to the same household, or other invitation distribution or promotion that would appear to constitute unsolicited commercial e-mail or spam under any applicable law or regulation;
Self-referrals, creating fake accounts, creating multiple accounts with the same name, address, email address, etc., fake email addresses, domains, blogs, web pages, profiles, websites, links or messages;
Posting your referral link on any page that is not owned and controlled by you;
Paid advertising for the purpose of generating traffic directly to your referral link;
Selling, trading, bartering, or providing anything of value to your Invitee, or otherwise using your Referral Program invitation for promotional purposes
Use of the Emaan name or trademarks in any ad text, extensions or banner ads, or otherwise misleading or attempting to mislead anyone in connection with the Referral Program, including, but not limited to, misrepresenting your relationship with us or posing as our representative in an official capacity;
Posting or distributing content that is disparaging or defamatory to Emaan Central; and
Fraud, attempted fraud, or abuse of the Referral Program, breach or the Terms of Service.

Emaan Central reserves the right to withhold, deny or cancel any coins and/or terminate your account if Emaan Central , in its sole discretion, deems any referral or related rewards point as fraudulent, abusive, unethical, suspicious, or otherwise inconsistent with these Referral Program terms or the Terms of Service. Emaan reserves the right to suspend or terminate the Referral Program or to change these Referral Program terms at any time and for any reason in Emaan Central’s sole discretion. Additional terms may apply and may be disclosed in the specific Referral Program offer (“Referral Offer”). If there is a conflict between the Terms of Service and the terms and conditions of any Referral Offer, unless explicitly provided otherwise in these Terms of Service, the Referral Offer terms and conditions will control. Referral Offers are not transferable, and may not be made available to all users.

26. Contact Us.

If you have any questions about these Terms of Service or otherwise need to contact us for any reason, you can reach us by email at emaancentral@gmail.com.